Terms of Service
Last updated: April 21, 2026
Agreement to Terms
Welcome to MyFinance. These Terms of Service ("Terms") govern your access to and use of our personal finance management application and services. By accessing or using MyFinance, you agree to be bound by these Terms.
Please read these Terms carefully before using our service. If you do not agree to these Terms, please do not use MyFinance.
Account Registration
Eligibility
You must be at least 13 years old to use MyFinance. By creating an account, you represent that you meet this age requirement and that all information you provide is accurate and complete.
Account Security
You are responsible for:
- Maintaining the confidentiality of your password
- All activities that occur under your account
- Notifying us immediately of any unauthorized access
- Ensuring your account information is accurate and up-to-date
Account Termination
We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent, abusive, or illegal activity.
User Responsibilities
When using MyFinance, you agree to:
You May:
- • Use the service for personal finance management
- • Input accurate financial information
- • Export your own data
- • Cancel your subscription anytime
You May NOT:
- • Share your account credentials
- • Attempt to hack or breach security
- • Use the service for illegal activities
- • Scrape or copy our content/code
Subscription and Payments
Pro Subscription
MyFinance offers a Pro subscription tier with enhanced features. By subscribing, you agree to:
- Pay the subscription fee as displayed at the time of purchase
- Automatic renewal unless cancelled before the next billing cycle
- No refunds for partial billing periods
- Price changes with 30 days advance notice
Payment Processing
Payments are processed securely through our payment partners. We do not store your full credit card information. You authorize us to charge your payment method for all fees incurred.
Cancellation
You may cancel your subscription at any time from your account settings. Cancellation takes effect at the end of your current billing period. You will retain Pro features until that time.
Intellectual Property Rights
Our Rights
MyFinance and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, and other intellectual property laws.
Your Rights
You retain all rights to the financial data you input into MyFinance. We claim no ownership over your personal information. You grant us a limited license to use your data solely to provide and improve our services.
Data and Privacy
Your privacy is important to us. Our use of your personal information is governed by our Privacy Policy.
Key Points:
- We encrypt your data in transit and at rest
- We never sell your personal financial information
- You can export or delete your data at any time
Disclaimers and Limitations
Not Financial Advice
MyFinance is a tool for tracking and managing your personal finances. We do not provide financial, investment, tax, or legal advice. Any insights or recommendations are for informational purposes only. Consult with a qualified professional for financial advice.
Service Availability
We strive to maintain 99.9% uptime but cannot guarantee uninterrupted service. We may perform maintenance, updates, or experience outages. We are not liable for any loss or damage resulting from service interruptions.
Data Accuracy
You are responsible for the accuracy of data you enter. We provide tools to help you manage your finances, but cannot guarantee error-free calculations or results.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, MYFINANCE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, OR GOODWILL.
Our total liability to you for any claims arising from your use of MyFinance shall not exceed the amount you paid us in the 12 months preceding the claim.
Indemnification
You agree to indemnify and hold MyFinance harmless from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from:
- Your use or misuse of the service
- Your violation of these Terms
- Your violation of any third-party rights
- Your violation of applicable laws or regulations
Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by email or through the service. Your continued use of MyFinance after changes become effective constitutes acceptance of the revised Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts of [Your Jurisdiction].
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
Questions About These Terms?
If you have any questions about these Terms of Service, please contact us:
By using MyFinance, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
Last updated: April 21, 2026